Thursday, July 30, 2009

Easy Installments

Easy Installments

Some time back Pakistan Television played “Bakra Kiston Par” a stage show that received a big applause. Bakra Kiston Par= Goat on installments. These plays project good and bad happenings that have taken place in the community. They keep us engaged by serving songs and sceneries yet revolving around the main message which is taken seriously by some and some of us let it go over the head.

For a long time well wishers (including some known politicians) in Pakistan, have been reminding us – time and again; to cut down on food menus for marriage parties. Though Money is No Problem for the well-to-do families, it always hurt people in the middle and third stage. Some have opted for early retirement from job to get money in lump sum to marry a daughter or son; some sold out their jewelry while some sold or pledged their property to invite guests at a better marriage hall and serve good palatable food. We have two faces, in all matters; one “YES we support the instructions laid out by administration and “NO” by looking out for invitation in a well set hall with different meals and desserts. We manipulate and find some ways to defy the “strict” “instructions” yet look obeying them:

§ Send meals to the girl’s house to serve their guests at their house and come to boy’s for solemnization and have a cup of tea.

§ Or divide guests in two. serve two dishes and a dessert and fruit to those who came with girl send them off and later throw another “wow” party to those on boy’s side; with BBQ’s plus couple of other dishes and drinks.

§ Extra over expense: You can omit music; music with dance, lights beyond need.

Restrictions imposed or self-adopted are good for people in countries where we see rich and poor apart. Let us take this a Will of God to see how rich facilitate their poor brothers and for the poor whether they are happy with Contentment. We should encourage those who cannot serve assorted meals and, at a rented hall; so that they do not have to undergo undue burden.

Catering on Installments

I have heard of some caterers offer to help those who could not set aside enough money to meet with catering expense for their beloved daughter or son’s marriage. But there is some thing on our own part to do. When we are blessed with children, we start thinking of their raising well, giving education, marrying them all of which need money but we, for reasons, have been unable to think and put in practice creating a Delayed Expense category. We should remain within resources and not expand on our avoidable needs. To borrow money to be repaid in monthly installments makes us suffer each month while our monetary needs increase to meet additional requirements with growing children. Avoid this cause of frustration, blood pressure and other sufferings in day to day life. We have to take this “Saving” bitter pill to keep painless future and uproot the cause of pain. Care is better than cure.

Saving: I remember a call given by a country’s administration chief to the public to donate a penny a person that will buy a Tank.

I will tell you my own stories of borrowing money:

I was a new employee in an organization. Our religious festival approached. People needed more money to celebrate and make children happy. My colleagues took advance from salaries. When I approached the director, Malik Sharif, he advised me not to dent my salary and avoid upsetting household monthly budget that may take longer to recover. I did not take advance and adjusted extra monetary needs in our rest-of-the-month expenses. My thanks to Mr. Malik.
My wife and I approached a relative (in a position to lend money) for a small size loan. Before the head of family (the earning person) could say anything; his wife (also my relative) asked “can you will pay back.

sheikhmsarwar@gmail.com

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